{"ID":2835639,"CreatedAt":"2026-06-01T04:54:23.091178241Z","UpdatedAt":"2026-06-01T04:54:23.091178241Z","DeletedAt":null,"paper_url":"https://arxiv.org/abs/2512.00142","arxiv_id":"2512.00142","title":"DeFi TrustBoost: Blockchain and AI for Trustworthy Decentralized Financial Decisions","abstract":"This research introduces the Decentralized Finance (DeFi) TrustBoost Framework, which combines blockchain technology and Explainable AI to address challenges faced by lenders underwriting small business loan applications from low-wealth households. The framework is designed with a strong emphasis on fulfilling four crucial requirements of blockchain and AI systems: confidentiality, compliance with data protection laws, resistance to adversarial attacks, and compliance with regulatory audits. It presents a technique for tamper-proof auditing of automated AI decisions and a strategy for on-chain (inside-blockchain) and off-chain data storage to facilitate collaboration within and across financial organizations.","short_abstract":"This research introduces the Decentralized Finance (DeFi) TrustBoost Framework, which combines blockchain technology and Explainable AI to address challenges faced by lenders underwriting small business loan applications from low-wealth households. The framework is designed with a strong emphasis on fulfilling four cru...","url_abs":"https://arxiv.org/abs/2512.00142","url_pdf":"https://arxiv.org/pdf/2512.00142v1","authors":"[\"Swati Sachan\",\"Dale S. Fickett\"]","published":"2025-11-28T18:30:39Z","proceeding":"cs.CR","tasks":"[\"cs.CR\",\"cs.AI\",\"q-fin.CP\",\"q-fin.GN\"]","methods":"[\"Generative Adversarial Network\"]","has_code":false}